Does the 4% Rule Still Work for Retirees?

2 years ago 306

Sept. 22, 2021 2:31 p.m. ET

The 4% rule, which suggests that clients tin safely retreat 4% of their status savings each twelvemonth and not tally retired of money, has been a guiding rule of status readying for a 4th century, helping millions of Americans find however overmuch they tin safely retreat from their portfolios.

But overmuch has changed successful caller decades. Longevity hazard is simply a bigger interest for retirees, enslaved yields person plummeted, and caller investments and integer assets are disposable to clients. 

Given...

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